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RV Insurance?

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RV Insurance? Empty RV Insurance?

Post  Mike Fri Feb 27, 2009 12:56 pm

I carry a progressive RV Policy with Equal Replacement coverage Just wondering if anyone else has RV specific coverage and why/why not

Mike
Admin

Number of posts : 134
Age : 39
Location : Ishpeming, MI
Current Rig : 08 Jayflight 30 BHS
Registration date : 2009-02-24

https://jayco.forumotion.net

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Post  hyattjlbb Fri Feb 27, 2009 8:31 pm

USAA said it was covered under homeowners (full replacement) while in the driveway. Would be covered under auto insurance while camping/towing (full replacement also). Am I missing something as to have a seperate RV policy?
hyattjlbb
hyattjlbb

Number of posts : 12
Age : 51
Location : Minot, ND
Current Rig : 2007 Jay Flight 31.5 BHDS
Registration date : 2009-02-27

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Post  Mike Sat Feb 28, 2009 2:53 am

the way mine reads is if it is totalled they will get me a brand new 30 BHS. after 5 years, I will get $17,000 which is the purchase price as long as I keep continuous coverage.

the other thing I like is the liability insurance on the campsite if something happens on your site they cover it

Mike
Admin

Number of posts : 134
Age : 39
Location : Ishpeming, MI
Current Rig : 08 Jayflight 30 BHS
Registration date : 2009-02-24

https://jayco.forumotion.net

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Post  Deweyandcrew Sat Feb 28, 2009 5:47 pm

We had USAA on our last trailer, because we use them to cover everything-house, cars, etc. But when we bought the new TT, my wife was bugging me to doublecheck the USAA policy to see if it included total replacement value or depreciated replacement. Sure enough, it was depreciated value for the replacement. So with this new TT, I got a policy with Progressive. The coverage was MUCH better than what I thought I had with USAA.

Deweyandcrew

Number of posts : 10
Location : Northern Neck of VA
Current Rig : 2008 Jayco Jayflight G2 32BHDS
Registration date : 2009-02-28

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Post  Lucas874 Mon Mar 02, 2009 10:59 am

I have my trailer insured with Progressive as well.

Lucas874

Number of posts : 15
Location : New Hampshire
Current Rig : 2009 Jayco Eagle 324BHDS
Registration date : 2009-02-26

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